Tag: life insurance underwriting
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Building Trust and Credibility as a Life Insurance Agent
Note: Some links may earn us a commission at no cost to you. Introduction Talking about health conditions with clients can be one of the trickiest parts of selling life insurance. Handled well, it builds trust and positions you as a knowledgeable guide. Handled poorly, it can create fear, confusion, or even cause a client…
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How to Explain Risk Classes to Your Life Insurance Clients
Note: Some links may earn us a commission at no cost to you. Introduction When clients apply for life insurance, they often expect a simple “yes” or “no” answer. But the reality is more nuanced — most people qualify, but the rate depends on their risk class. Unfortunately, few clients have ever heard of terms…
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Can You Get Life Insurance If You’re a Skydiver? (What Insurers Consider)
Note: Some links may earn us a commission at no cost to you. Skydiving is one of the most thrilling experiences you can have — but from an insurer’s standpoint, it’s also one of the riskiest. While having this hobby doesn’t automatically disqualify you from life insurance, it can affect your eligibility and premiums depending…
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Can I get life insurance with high cholesterol (or treated cholesterol or hyperlipidemia)?
Note: Some links may earn us a commission at no cost to you. High cholesterol is extremely common — and the good news is that in most cases, it’s not a barrier to getting life insurance. In fact, many people with well-controlled cholesterol still qualify for standard or even preferred rates. The reason? Life insurers…