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Introduction
Shopping for life insurance no longer requires sitting across from an agent with stacks of paperwork. In 2025, more people than ever are buying life insurance entirely online — and Everyday Life has become one of the standout names in this space.
👉 If you’re new to buying coverage online, check out my guide: Is Buying Life Insurance Online or Through a Call Center the Easiest Way?
This review covers what Everyday Life does well, where it falls short, and how it compares to other online brokers. If you’re considering life insurance, here’s what you need to know.
What Is Everyday Life Insurance?
Everyday Life is an online life insurance broker built to simplify the buying process. Instead of acting as a lead generator (like many competitors), they let you compare policies and apply directly online.
- Mission-driven: affordable protection for more families.
- Online-first: get matched and apply from anywhere.
- Licensed agents: available when you want them, but never pushy.
Everyday Life Pros & Cons
| ✅ Pros | ⚠️ Cons |
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How Everyday Life Works
- Get Matched: Start with their online quiz, which factors in your health, age, and needs.
- Compare Policies: See multiple carrier options in one place.
- Apply Online: For many healthy applicants, no medical exam is needed.
- Licensed Guidance: If you want human help, agents are available.
This streamlined flow makes Everyday Life one of the fastest and least stressful ways to secure coverage.
What Sets Everyday Life Apart in 2025
- 🌐 Largest Selection – both term & whole life options.
- ⚡ Exam-Free Options – many qualify without labs or exams.
- 👩💻 Licensed Guidance – agents available but not pushy.
- ✅ 30-Day Money Back Guarantee – full refund if you change your mind.
- 💙 Mission-Driven Approach – designed for accessibility and affordability.
👉 Compare Everyday Life’s exam-free life insurance options:
Choose from the Largest Selection
Get matched with the right term or whole life policy in minutes.
Explore My OptionsEveryday Life vs. Other Online Brokers
Policygenius – strong education resources, but mostly term-only.
SelectQuote – trusted brand, but high-pressure sales calls.
Ethos – very fast approvals, but fewer product choices.
Everyday Life – balanced selection, transparent pricing, customer-first features.
Who Should Consider Everyday Life?
- Parents and families who need affordable coverage fast.
- Healthy applicants seeking exam-free approval.
- People who want both term & whole life options in one place.
- Buyers who value a safety net (30-day refund guarantee).
💡 Want to understand how your health history affects approval odds? Read The Ultimate Guide to Life Insurance Approval.
Bottom Line
If you’re looking for an online life insurance broker that offers speed, selection, transparency, and customer-first features, Everyday Life is one of the best choices in 2025.
👉 Looking for more options? See my roundup of Best Online Life Insurance Brokers for comparisons with Policygenius, Ethos, and more.
Looking for Whole Life Coverage?
Lock in lifetime protection with guaranteed premiums.
See Whole Life OptionsFast, secure, and no pushy sales calls.
Frequently Asked Questions
Q: Is Everyday Life legit?
Yes. Everyday Life partners with top-rated insurance carriers and provides licensed support.
Q: Can I get covered without a medical exam?
Often, yes. If you’re in good health, you may qualify exam-free.
Q: How is it different from Policygenius or SelectQuote?
Policygenius is more educational; SelectQuote is more sales-driven. Everyday Life balances speed, transparency, and flexibility.
Q: What if I change my mind?
You have 30 days to cancel for a full refund.
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